Scorto™ Accord
Scorto Accord is a software application that allows analyzing and monitoring credit portfolio, assessing various risk parameters in accordance with Basel II and local regulator’s requirements and stress-testing the portfolio or its segments.
- Total compliance with Basel II requirements.
Scorto™ Accord accumulates all the strengths and benefits provided by Basel II Accord best practices and brings them to the banks’ management service in an easy and convenient way.
With Scorto™ Accord integrated PD, EAD, LGD and other risk parameters calculation functionality you can easily implement your proven in-house scoring models and risk assessment methodologies for each portfolio segment. Otherwise you can purchase Scorto model development services along with the solution.
Scorto™ Accord also allows quick and easy adjustment of portfolio calculations to comply with the local regulator’s requirements.
- Easy data import, no additional integration efforts required.
Scorto™ Accord is specially designed to ensure its extremely fast launch in any organization and any environment. No additional time and resources required to put the solution into action.
- Top-management level displaying of the key Basel II measures
All Basel II calculations displayed on the extremely convenient dashboard. Extract the essence of the Basel II power, monitoring the dynamics of the key indicators of your credit portfolio performance and being alerted about any negative tendencies for all your portfolio segments on one screen clearly illustrated. Easily track current situations with RAG indicators for each business line. Always be well-equipped to make grounded decisions on you Reserve Capital needs.
- Convenient business-user oriented stress-testing framework
Intuitive interface with a number of pre-defined stress testing scenarios and intuitive drag-and-drop interface for easy scenario adjustment and customization.
With Scorto™ Accord stress testing interface you get:
- Transparent and Basel II compliant stress testing methodology to satisfy the regulator’s requirements;
- Guaranteed reserve capital adequacy given that the negative micro- or macro- economical events, that significantly affected your organization in the past, can repeat in the future.
Scorto Accord offers you a centralized dashboard with all Basel II calculations conveniently integrated with an easy-to-use interface. For a turn-key solution you can simply acompany Scorto Accord with PD, LGD and EAD models as well as with portfolio preparation.
Employ Scorto Basel II model development services if you don't plan to develop your Basel II models in-house. If you plan in-house model development - use Scorto Model Maestro with it's free Basel II modeling training included. If you require complex portfolio preparation, calculations and analysis along with advanced customized Basel II reporting, pre-defined Basel II compatible warehouse and all of this backed up with professional consulting and documentation services - employ Scorto Basel II solutions.
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Extremely fast deployment.
You solve your Basel II compatibility tasks quickly and painlessly.
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Adapted to any type of portfolios via our data mapping mechanism.
Adjustable stress test scenarios.
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All types of stress testing.
All types of portfolios.
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