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Solutions > Application Scoring |
Application Scoring
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To improve your scoring efficiency even further, Scorto™ can develop custom collection and recovery models to better meet your unique requirements and help you achieve your specific objectives.
Scorto™ models use artificial intelligence technology - they continuously improve over time.
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Acquisition of new customers is critical to the long-term survival and success of any bank. With application scoring from Scorto™, you can increase the approval rates, lower credit losses, and reduce the acquisition costs.
Application scoring quantifies the risks, associated with credit requests, by evaluating the social, demographic, financial, and other data collected at the time of the application.
Scorto™ offers a complete package of products and
services for the successful infusion of application scoring
into your everyday business processes. The package includes
application processing software, AI-based scoring model development software
(Credit Decision), and
special server-side software for real-time access to scoring
models (Quest Logic).
By using the Scorto™ products along with Scorto's™ professional services, you can sharpen your critical acceptance, pricing and cross-sell decisions to the maximum.
To improve your approval decisions even further, you can enhance your application scoring with our fraud prevention and risk management services.
Scorto™ application scoring can help you make your acquisition efforts more effective by targeting the most appropriate prospects for your credit products, while assisting you with fraud prevention and reducing your application-processing expenses.
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