Predict the expected recovery
from delinquent customers and…
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Decision Management
Loan Origination
Customer Management
Debt Collection & Recovery
Fraud Detection & Prevention
SME Loans Management
Credit Risk Management
Credit Portfolio Analysis & Monitoring
Internal Ratings & Scorecards
Basel II - Modeling, Reporting, Stress Testing
Scoring Solutions
Application Scoring
Behavioral Scoring
Collection Scoring
Fraud Scoring
Home / Solutions / Scoring Solutions / Collection Scoring

Collection Scoring

Collection scoring quantifies the probability of recovery of the outstanding balance for those accounts in collections. Collection scorecard statistically estimates debtor’s willingness to pay and ability to pay and thus helps to define what actions should be done to increase collections.

Collection scoring facilitates debt management decisions. Used in debt collection systems, collection scoring helps you improve your collection and recovery efficiency, reduce write-offs and decrease staff costs.


Reduce write-offs and collection expenses with Scorto collection scoring systems.

With Scorto collection scoring solutions lenders are empowered to:

  • decrease write-offs;
  • increase collections and recoveries;
  • make more efficient debt management decisions;
  • prioritize, segment and distribute debtors inside your collection team;
  • identify self-cured/self-remedy accounts and thus decrease your collection expenses;
  • employ predictive strength of your history of collections cases and their subsequent recovery information;
  • create more effective debt collection strategies.

Collection scorecard development services, including loyalty scores, locator scores, collectability scores and self-cure scores. Debt collection and recovery solution – Scorto Ample Collection.
Easy-to-learn scoring model development software that allows you develop your scorecards in-house - Scorto Model Maestro. Debt portfolio and collectors performance reporting and monitoring software – Scorto Supervisor.

To improve your debt management decisions even further, you can enhance your debt collection system with Scorto fraud detection and customer management solutions.