|
Products
|
Products
Scorto’s™ complex credit scoring solutions are turn-key solutions, comprised of a range of state-of-the-art software products. We are always willing to customize the combination of the products that make up a specific solution, just like the products themselves, to your business needs irrespective of whether you are a major banking institution or a small credit bureau.
The complete standard Scorto™ credit scoring solution consists of the following applications:
|
|
 |
Scorto™
Credit Decision is a specialized analytical application
for the development of scoring models for application processing system. The application
provides a wide range of tools for data analysis, creation
of scoring models, their evaluation and analysis. Credit
Decision creates mathematical or expert evaluation models
that can be used as part of a credit strategy for the
Strategy Maven application or directly on Quest Logic
decision server.  |
|
|
|
 |
Scorto™
Strategy Maven is an application, used to create,
modify, and manage business processes that define decision-making
strategies for Quest Logic decision server within application processing system. A decision-making
strategy, developed using the application and consisting
of different scoring tools, is applied to all customers
who request the same specific credit product. Such strategies
are the key component in the work of the decision server.
|
|
|
|
 |
Scorto™
Quest Logic is a decision server and the main
functional core of Scorto™ scoring application processing system.
In essence, Quest Logic is a mechanism for the receipt,
analytical processing, and transfer of data. The main
task of the decision server is comprehensive analysis
of borrower data in accordance with the set scoring strategies.
|
|
|
|
 |
Scorto™ Noesis is a solution for credit portfolio risks management based on scoring and rating technologies. It provides banks with a high-end internal rating system that allows effective management of particular borrowers’ credit accounts as well as of the entire credit portfolio. |
|
|
|
 |
Scorto™ Supervisor is a reporting module that enables
evaluating the adequacy of scoring models' use, stability
of the system's performance, quality and dynamics of the
changes that take place in the loan portfolio. |
|
|
|
 |
Scorto™
Dimension is a front-office application that
provides four types of specialized workplaces for credit
specialists. |
|
|
|
 |
Scorto™ Ample Collection
is a specialized software application for collection scoring.
|
|
