English
Español
Home Solutions Products Services Technology Support Company
Products

Products

Scorto’s™ complex credit scoring solutions are turn-key solutions, comprised of a range of state-of-the-art software products. We are always willing to customize the combination of the products that make up a specific solution, just like the products themselves, to your business needs irrespective of whether you are a major banking institution or a small credit bureau.

The complete standard Scorto™ credit scoring solution consists of the following applications:

Credit Decision Scorto™ Credit Decision is a specialized analytical application for the development of scoring models. The application provides a wide range of tools for data analysis, creation of scoring models, their evaluation and analysis. Credit Decision creates mathematical or expert evaluation models that can be used as part of a credit strategy for the Strategy Maven application or directly on Quest Logic decision server.
Strategy Maven Scorto™ Strategy Maven is an application, used to create, modify, and manage business processes that define decision-making strategies for Quest Logic decision server. A decision-making strategy, developed using the application and consisting of different scoring tools, is applied to all customers who request the same specific credit product. Such strategies are the key component in the work of the decision server.
Quest Logic Scorto™ Quest Logic is a decision server and the main functional core of Scorto™ Credit Scoring Solution. In essence, Quest Logic is a mechanism for the receipt, analytical processing, and transfer of data. The main task of the decision server is comprehensive analysis of borrower data in accordance with the set scoring strategies.
Scorto Patron Scorto™ Patron is a specialized application with a web or Win32 interface, used by a credit analyst or inspector to interact with the scoring system (Quest Logic decision server) for the performance of the following tasks:
  • Monitoring data traffic across the decision server;
  • Managing scoring models and credit products;
  • Defining decision-making and scoring result interpretation strategies.
Scorto Supervisor Scorto™ Supervisor is a reporting module that enables evaluating the adequacy of scoring models' use, stability of the system's performance, quality and dynamics of the changes that take place in the loan portfolio.
Scorto™ Dimension Scorto™ Dimension is a front-office application that provides four types of specialized workplaces for credit specialists.
Ample Collection AmpleCollection is a specialized software application for collection scoring.