Scorto™ Strategy Maven – Decision Flow Development
Specialized software for building comprehensive decision-making algorithms specific for the lending business. It can be used to set the borrower’s evaluation or decision-making rules, calculate user-defined indicators and ratios, generate borrower’s score, define the most effective actions to prevent or fix delinquencies etc.

Scorto™ Model Maestro – Scorecard Development
Predictive analytics software for the development of scoring models and loan portfolio analysis. It allows identifying the key factors, impacting customer’s creditworthiness, developing scoring models, analyzing scorecards efficiency and exporting scorecards to the decision management system.

Scorto™ Supervisor – OLAP-based Portfolio Analysis and Reporting with Auto-Alerts
Standalone application that allows creating standard scorecard, portfolio performance and operational reports for evaluating the efficiency and adequacy of the decision management system’s performance, as well as developing an unlimited number of additional custom reports.

Scorto™ Accord – Basel II Dashboard & Stress Testing
Software that allows analyzing and monitoring credit portfolio, assessing various risk parameters in accordance with Basel II and local regulator’s requirements and stress-testing the portfolio or its segments.

Scorto™ Refiner – Portfolio Data Cleansing and Improvement
Retail portfolio data cleaning and enrichment application to fix automatically entry errors, enrich portfolio data from relevant external and internal data sources, identify records for manual review and correction, detect inconsistencies in client information as well as unify and format customer data.

Scorto™ Forms Designer – Rapid Workplace Development
Software tool for fast and easy development of application forms and tailored user workplaces. It allows any user with no IT background to develop application form of any complexity by simple dragging and dropping the form elements into the visual designer area.