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Products > ScortoT Patron |
Scorto™ Patron is a Web-enabled application
that serves as the management console of Scorto
Quest Logic decision server. The application has a user-friendly
GUI that allows access to the whole range of the decision server's
functionality.
ScortoT Patron is used to perform the following tasks:
- Monitoring data traffic across Scorto Quest Logic
decision server;
- Managing scoring models and credit products;
- Defining decision-making and scoring result interpretation strategies.
Any kind of a lending decision is based on a certain set of business rules that are necessarily applied prior to the granting of a loan. This task can be performed using ScortoT Patron. The software allows flexibly setting the scoring evaluation rules for each specific borrower, determining whether a specific credit product is in conformity with the developed scoring model, and defining the rules in accordance with which the scoring result is to be interpreted by the credit inspector.
The tool set of ScortoT Patron consists of six scoring tools
that allow building any kind of a "quick-lending" decision-making
strategy on ScortoT Quest Logic
server.
The advantages of using ScortoT Patron in working
with ScortoT Quest Logic decision
server are as follows:
- Complete formalization of the scoring process: six scoring tools with individual setting parameters.
- A clearly defined order in which the tools are called- a transparent and unchanging formula for the calculation of the scoring result.
- Flexibility in the implementation of credit strategies - 95% of the possible options can be implemented in the form of an unchanging hierarchy of calls, and only the remaining 5% require using a 'floating" analytical thread.
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