Scorto™ experts will study your bank's or company's existing business processes to suggest the optimal points for the integration of the Scoring Solution. With the help of customizable modules, Scorto's™ Scoring Solution will be incorporated into your institution's electronic documentation workflow. The implementation will be carried out taking into consideration all steps in the processing of credit requests and loan negotiation. The decision-making strategy you apply will be efficiently integrated into the scoring process, which will allow you to avoid changing the existing business processes. Later, the strategy can be easily updated and expanded by both Scorto™ experts or your trained staff.

Using their broad experience, our scoring experts can build a scoring model that will be the most suitable one for your specific type of business. This can be both a universal model for the whole of the corresponding market, or a model, tailored to the specifics of your market segment. A thorough analysis of your existing loan portfolio will be made using our powerful model development means to compose the most efficient set for borrower evaluation. An efficient turn-key scoring model will be created and supplied with a full set of recommendations on how it should be used.

By using advanced data-mining and knowledge discovery methods, Scorto™ Lab will research the data and extract the hidden dependencies and patterns to get a more full and clear picture of the information. Based on the received results and using predictive modeling, we will be able to give you analysis and forecasting tools for increasing the efficiency of your business.

You require data-mining, knowledge discovery and predictive modeling techniques for the development of your business but, for some reason, none of the off-the-shelf solutions, available on the market, suit you? Does your unique business situation require a narrowly customized solution? Scorto™ Lab will make a research into the specific tasks your bank or company is faced with and will use our profound knowledge of applied science to develop a tailored solution that will put you at the forefront of your industry.

Do you want to use a predictive modeling or data mining tool for analysis and forecasting purposes but you aren't sure about the efficiency of the available off-the-shelf-solutions? Many products provide a wide array of tools that are difficult to tune and overloaded with various bells and whistles. Scorto's™ data mining and modeling experts have extensive experience in implementing and using knowledge discovery methods (including a wide variety of neural networks, self-organizing maps, decision trees, clustering algorithms, and so on) in a variety of industries, from stock trading to heating plants, to scoring and the real estate business. We will make a thorough research of the field in which you want predictive methods implemented, select the most efficient architecture, and provide you with an exclusive, custom-optimized business tool.