Services

Scorecard Development, Validation and Monitoring
Scorto utilizes its proven predictive modeling skills combined with a solid practical knowledge of credit risks in different lending areas (retail, auto, mortgage, credit cards etc.) providing its customers with scorecard development, validation and monitoring services.


Basel II Model Development
Being at the forefront of credit risk management technology, Scorto has incorporated The Basel II Accord principles since they were issued. This allowed our team to gain unparalleled experience in this field which we now successfully apply developing custom Basel II models for PD, EAD, LGD calculations and assisting our customers in the development of internal ratings based systems.


Credit Strategies Design and Improvement
Following our commitment to provide the full cycle of decision management and credit scoring services we at Scorto use all our knowledge and experience to provide a world-class credit strategy development and improvement service.


Training
Scorto Solutions offers courses and trainings for credit risk officers, risk managers and IT specialists for better understanding of decision management, scoring and all closely related issues to bring more efficiency to credit risk management.